If not, you could focus on other selling points, like the acreage or future ADU potential, but a garage would probably make the property more competitive.

Also, making some sacrifices can more than make up for lack of capital or experience when getting started.

Pretend to be a renter and shop the competition.

Let me explain....Once I learned what others in the group were being fairly compensated (also from Hunter), I quickly realized that I had left 7 figures on the table last year due to my lack of knowledge in this area.

Yes the lack of identical apples-to-apples comps has been an issue in the area for years.

Sellers are always going to look at more money down more favorably unless the agent explains the why behind doing the FHA, especially in a competitive market.

You really have to be an expert and outshine the competition here.

Look at DSCR loans for more competitive terms.

How do SFHs fare in competition with these rentals as supply increases?

You are procrastinating on the smallest of things which means you may lack the confidence to do what you are planning to do.