I have overturned zoning certificates when the seller's agent/attorney said it couldn't be done. 

There is licensing and certifications for real estate agents.

You need a Certificate of Non Harassment from current and past tenants.

You will likely need a new Certificate of Occupancy too, which is no small task. 

When we went back to our hometown I decided to not renew my certifications for fire and EMS.

Unused contingency funds, unless they were received directly from the borrower, must be used to reduce the outstanding balance of the renovation mortgage after all of the renovation work has been completed and the certification of completion has been obtained.The loan is not re-amortized.Draw Schedule:The HomeStyle program has a maximum 4 draw process.The initial draw can be up to 50% of the total project and can be for materials for the project.The final draw will be at least 10% of the total project as retainage and funds will be released upon receipt and approval of final inspection, Certificate of Completion from Appraiser, signed All Bills Paid Affidavits and Lien Waivers.Additional Draw Information:Ø Signed Draw Request by borrower and contractorØ Signed All Bills Paid AffidavitØ GMG review and approve the draw request and will release funds for disbursementØ A check will be issued in the name of the borrower and contractor and delivered to borrower via USPSØ An inspection of work to date will be performed at 50% completeFinal Draw Information:Ø Signed Draw RequestØ Final inspection/Completion Certificate will be required for release of final fundsØ A Title Update showing property free from lien or encumbranceØ General Contractor’s Lien Waiver AffidavitØ Affidavit of Completion GR will review and approve the draw request and will release a check in the name of the borrower and contractor.Change Orders and Cost Overruns:Changes to the initial plan are not permitted unless prior approval by Guaranteed Rate.

Assuming the permit has been issued, I would imagine in a state such as CT you are located in a municipality that would at minimum require a licensed contractor to associate with the permit for the sole purpose of listing the municipality as a certificate holder under the insurance policy.

I feel the program needs more of a "certification" process for the leads.

An estoppel certificate fixes this problem.

Click here and enter the ID for my pet, 4839090, to see my ESA certificate.