As @Ned Carey said many people want the interest rate return and not the actual parcel.

As @Ned Carey says, it's the title company's job to ensure clear title.

Down side is you wouldn't likely get the stepped up basis benefit from inheriting as Ned mentioned, but that whole "You are going to leave the property to me, right?"

And lenders run a lot of background checks that tend to turn up any real estate with which a borrower is affiliated, so efforts to hide debt are usually futile and, as Ned said, loan fraud.There is a little color I would like to add, however.

As @Ned Carey mentioned, https://publicrecords.netronli... is the easiest way to go. 

As @Ned Carey mentioned, buyers usually want a title policy. 

As @Ned Carey mentioned, money isn't needed for that.Since then, and putting in a little more effort towards her, she has signed up for a RE class and will be going for her license (her decision).

As Ned mentions if one of the juniors file it would be in their interest to have you either join or simply buy your lien from you and place what they pay in their payoff.  

That could make a big differenceIn any case, as @Ned Carey mentioned, it all boils down to how you want to structure the deal.

Obviously,  just look at the numbers and see what would work for you.There are a million ways to work a deal, but keep in mind that you would like this to be a long-term relationship, so as Ned said, make sure the terms are good for both parties or a "win-win".