You can get into a Joint Venture (JV) where you bring the deal and sweat equity, and your partner brings the financing.

It may take a few years but you're only 15 years old, it'll be great way to build sweat equity. 

sweat equity What was the outcome?

People get in there to sweat after all.......

Great location right under Como Lake, a minorly distressed asset I was able to put sweat equity into to bump up the rents. 

It’s clear they are all sweating it now as they stoped the work. 

I am looking to put some sweat equity into a colleagues development portion of his business.

Added some sweat equity to it as well with new paint, landscaping and other projects.

The reason I ask is if the loan is near market rate (versus the rates available 2.5 years ago) then a refi to extract sweat equity could make this more worth the effort, risk, cost. to be blunt, with the numbers as presented and without any extract of value (refinance), I am unconvinced that the smart move was not to re-rent in current condition for $1k.  

This is on you, Its probably just the capacitor, $250 so do not sweat it  , no pun intended