Those of you that do short sales... do you typically put together the entire submission package (sales contract and all) before even contacting the lender?

Each realtor could claim either one zip code or multiple zip codes of their choice and would pay a monthly amount to "own" each individual zip code, meaning all leads/submissions that come in would go straight to them and to no other realtor.

As far as financing tips, check out these articles I wrote:https://www.biggerpockets.com/renewsblog/2014/10/29/the-ultimate-list-of-ways-to-finance-buy-and-hold-property/https://www.biggerpockets.com/renewsblog/2016/01/06/selling-loan-submission/

This it is not useful if I need to screen tenant within 3 days from their application submission So I am using cozy's screening for now

The deadline for submission is July so I'm not counting on getting any money soon.

as others have stated.. what you will find out is the deals just don't quite make their criteria so they never fund and never refund.... can't say never but there is a company on BP hardmoney lenders pageCalled dohardmoney they promise 100% funding for newbies  you just have to buy their course for 3k.. and its about a 800 a file submission with no gurantee of funding.so feedback from a few is they actually landed a loan.. and then the rates are sky high  Highest in the industry. 

Seller then backed out of agreement for crawlspace insulation (which we elected at the time not to push), however the additional work of the french drain/sump pump does not meet Form 34 agreement.At this point, the seller is offering a minimal credit (not enough to cover the outstanding work from the Form 34) and not addressing the issue of the crawlspace insulation originally agreed to in writing prior to the submission of the offer.

Account Closed  he asked about HML  and I am unaware of really any lender in any market doing 100%  except for do hard money.. although do hard money wants 3k fee up front non refundable and 600 to 800 a loan submission.we have seen folks post on BP that they actually got a loan through this company... that's good.but we have also seen those that spent the 3k and a few 600 to 800 submissions and got turned down on all and are out 5k with no loan...

Then the day or so before the closing their title company called me up (which I should have know was suspicious for them to call me because they do everything via email and portal submission) saying the email with the final documents is too big a file to send to you so just sign the signature pages I'm going to send to you and send them back to me via mail and it will be just as good because we sent you the same docs to review earlier.

The rule also provides that the unlicensed individual performing the permitted activities listed in this rule must work under the supervision of a broker and his/her compensation must be primarily on a salaried or hourly basis.Under this rule, the duties an unlicensed employee can perform when working with residential rental property are the following: maintenanceclerical or administrative supportcollect or accept rents and/or security deposits which are made payable to the owner or real estate brokerageexhibit or show residential rental units to prospective tenantsfurnish published information regarding the propertysupply applications and leasesreceive applications and leases for submission to the owner or broker for approvalThe rule provides that an unlicensed employee may not perform the following duties: negotiate contracts or leasesdeviate from the rental price and/or other terms and conditions previously established by the owner or broker when providing information to prospective tenantsapprove rental applications or leasessettle or arrange the terms and conditions of a lease on behalf of the owner or brokeroffer inducements to prospective tenants unless they are previously advertised or arranged with the owner or brokerinterpret or provide their opinion concerning the terms or conditions of a leaseindicate to the public that he is in a position of authority which has the ultimate managerial responsibility of the rental propertyIt’s clear that a brokerage employee can perform many clerical and administrative functions without holding a real estate license.