If rates come down (most likely not in 2025) you can refinance or just shovel cash-flow and pay it down quicker. 

Death Rate: The death rate has been gradually increasing.

Interest rate- prime plus? 

This is most of the depreciation you are taking year one.You can calculate your depreciation recapture by taking the sale price of the asset and subtracting the adjusted cost basis.The adjusted cost basis is what you paid for the asset plus any improvements you made along the way minus the depreciation you took along the way.The profit above this original cost is taxed as a capital gain, but the part linked to depreciation is taxed at a maximum rate of 25% under the unrecaptured gains of section 1250.To recap the tax rates are:- Sec. 1250 real property: 25%- Sec. 1245 property and 15 year 1250 property: Ordinary Tax RatesThere are ways to minimize depreciation recapture especially if you know how to work smart with your CPA.1) Asset Valuation at Time of Sale - Sellers can minimize recapture by reallocating the price of the assets on sale.

My wife and I own a couple duplexes in Florida, however with insurance costs on the rise, we're looking at Wisconsin, which is where my wife is from originally, and we're looking at small multifamily in Sheyboygan. 

You snowball plan has a very high success rate.

There’s a lot of construction, which could hurt both prices and vacancy rates.

Naturally, they are your competition and the daily rates need to be taken into account.

Raising your credit score will get you far better rates personally as well as with private lenders for your LLC. 

Rate shop .