I think about this often, its really just running the numbers - if you borrow 100k at an 8% interest rate, will the investment get you more than an 8% return?

Enjoy the journey!

Just like you would as a realtor, use your marketing techniques (cold calling, mailers, networking etc.) to find good off market deals for yourself.

The "DSCR loan" world is really just a spin off of commercial banking.

The first year was challenging meaning had a tenant but not saving, it was just making my living expenses cheaper.

BiggerPockets is full of resources designed to help you along your journey, whether you are just getting started or a seasoned investor.

I just got married this year in September.

@Clifford Pereira Here's an article I wrote on REPS status that you may find helpful!

i'm in Pittsburgh, lower price point than Boston, trying to do my next BRRRR, and I keep getting outbid. 

So, your focus may need to pivot from high rental cash flow to little to no cash flow as a rental with an appreciation upside.I would recommend taking your $150K to $200K and securing a solid equity position in something that will cover its expenses and maybe provide a small cash flow, but then is poised to appreciate nicely over the course of the next several years.