However at some point I was desperate to live by myself - to get to experience that freedom so for about two years I paid two rents, two sets of utility bills (this was before I knew anything about REI) then decided she can move in with me again not only to save some money but because she was getting depressed on her own.

. - If the seller is desperate to close (due to health issues, family problems, liens, etc.), they may agree to Seller Finance the small amount in order to ensure the deal makes it to the closing table. - You're minimizing how much is coming out of pocket when closing arrives. 

Whatever you think will convince others whatever you want them to think.The more you fight, the more obvious it is how desperate you are.

There are 0 seasoning outfits around, like I said you pay for it in the loan product cause if you need 0 months seasoning then you may be desperate, desperate people will take not so great terms.If you're looking to close in cash and then have the refinance close the next day you are dreaming? 

Are you desperate for cash flow?

Depending on the desperation of the seller, the terms of the financing may change. 

I think the problem is that these big companies have trained up legions of desperate agents to think there is actually a standard commission rate and have failed to teach them that real estate exists outside of their myopic little bullpens.

Desperate people will eat it up though thinking it will help.

But usually wholesalers are preying on the desperate - the ones who had a loved one die and can no longer afford the house, or can no longer take care of the house, or who are behind on their mortgage and are about to go into foreclosure, etc.  

@Nilusha Jayasinghe I agree their website is in a desperate need of a facelift!