I was thinking maybe it was just a bit too close when the Cypress Freeway came down in the earthquake. 

Like "what is your plan when there's an earthquake and California falls off the face of the earth?"

@Trevor Shettron  whats this I hear about earthquake clusters there.. is this causing any damage to foundations or homes... ?

Damages that might not be covered could include floods and earthquakes.

Would be great here in earthquake prone California, probably also good for other areas with violent natural disasters.

.- Sellers failing to disclose clearly visible earthquake damage that has been in place since 1989, but that a Common Joe might not notice, so they are only going accept offers with no inspection contingency, even if it's an offer for $30k less than the other offer with a 6 day inspection contingency.- REO "specialist" realtors opening pre-escrow with multiple title companies, looking at the prelims, and using whichever title company screwed up and didn't notice the clouded title.

No way to predict that kind of disaster nor its impact.In Calif, we have exposure to earthquakes, even more than you at the upper end of the Cascades, and frequently have to deal with seismic certifications. 

And before my father put in the french drains and sump pumps, I remember the concrete floor buckling up from the water pressure like an earthquake. 

There could be some security with the hoa in regards to not getting killed with a sewer line or some other outside expense..old tree falling, earthquake damage. 

Hurricanes, earthquakes and floods have recently occurred in places that its never happened to before.  2.