Generally Ted credits in Chicago range from 105-115% of the prior years amount but with exemptions expiring sometimes that jades the numbers.  

We have a condo there.I might be a little jaded because Vancouver has changed so much in the last 20 years and my life has changed so much (family and kids) but it feels like people are finding the cost of living to be really really unaffordable here. 

Red flags- low credit scores even with great incomes, eviction, roommates, not steady employment, etcWhile this is nothing other than my thought that of an experienced albeit  jaded landlord.

It is rare for anyone to approach anyone in default without that person in default concluding that the person contacting them is trying to "help" them or, obtain their property by some means(thereby "helping" them).I'm jaded with my response but after 25 years, I've yet to see someone really "help" a borrower in distress.

@Jade NaylorYes, property taxes and insurance are both included (among other expenses).

@Jade Naylor welcome to BP Jade.Contact more property managers that work specifically within the city and have a thorough understanding of the areas you're looking to invest in.

@Jade Pickenheim this is a difficult question to answer. 

I know I sound jaded lol.

But then, I'm jaded like that, lol. 

Does any BP'ers living in these areas, see this info as jiving with their local analysis.  10 Cities In Danger Of A Housing Crash This YearBy Jade Scipioni Published April 08, 2019 With Manhattan real estate reporting its longest losing streak in 30 years, and its worst first quarter since the financial crisis, according to Douglas Elliman, it’s no surprise that many cities around the country are in danger of a housing crash this year.According to a new report released Monday, more than 40 U.S. cities are nipping at the heels of a potential housing crisis especially in “old” Northeast and Midwest cities.To determine which areas are heading toward a housing crisis, GoBankingRates.com analyzed data on 175 of the largest U.S. cities.Researchers then used key factors, including the percentage of homes with mortgages with negative equity (also known as “underwater”), meaning the home is currently worth less than the total cost of the mortgage, along with city’s mortgage delinquency rate from Zillow’s February 2019 index.Additionally, the personal finance website calculated each area’s homeowner vacancy rate and rental rate using data from the Census Bureau’s 2017 American Community Survey combined with foreclosure rates from RealtyTrac.To make the list, cities had to have rates of negative equity in excess of 8.2 percent, which is the current the U.S. national average rate of homes “underwater.”Here are the top 10 cities in the most danger of a housing crash this year. 1.