I started an automotive business on the thinnest of shoe-string budgets; way under capitalized. 

You definitely need to have your ducks in a row using a HML to get the project done quickly, on schedule and on budget.

Who is monitoring budgets and spend?

But, there are still deals that can make sense depending on your budget. 

Similarly, homes that have unusual layouts or less traditional features often benefit from full staging, as it helps buyers envision how the space can work for them.That said, even in more budget-conscious markets, full-service staging can still provide a significant return on investment, especially if the home has been on the market for a while or if it's empty and lacks warmth.

I KNOW I am not up to Accredited.It seems to me to be "backwards" thinking that there is LESS risk to a 'novice' in a FUND since the risk is spread out over many Notes and professionally managed, whereas an Individual Note seems like it would carry WAY more risk, especially picking the 'right one' for your investing goals, budget, etc...? 

Eliminate debt, establish a budget, and save.

Start by getting pre-approved to know your budget and show sellers you're serious.

As a new fix and flip investor lenders will typically want to see 20% down payment and will be able to fund 20% of the rehab budget (80% LTC). 

From the numbers perspective it seems like it can pencil out depending on the rehab budget.