So for example, a 761 credit score will be in the 760-779 credit category, then going down to 740-759 and so on.2.

No - absolute max for DSCR is 85% LTV and that is extremely rare and typically not workable in this rate environment anyways.Standard/common max is 80% (acquisition and rate-term refinances) and 75% Cash-Out Refis

So for example, a 761 credit score will be in the 760-779 credit category, then going down to 740-759 and so on.2.

For this report I used an FHA loan for example, so 3.5% of the purchase price.

If this is the case then typically you only have to comply when you make alterations.2.

The properties that I like the best are typically in the B/B- neighborhoods.

I know DSCR lenders typically don't touch them.

Does anyone else have examples of this happening in the past in other places?

For example, if the land was inherited with a value of $1,000,000 in 2017 and you split off 12 lots that sold for $200k each.

Additionally, there typically are additional state protections (outside of the agreement) based on where the fund is located.