Andrew is my preferred lender and fellow investor I used for my DSCR (and traditional loans) loan for rental properties.

I have around $100K in liquid capital and access to a $50K HELOC at 6% for the next 10 months before it transitions to a variable rate.I have a unique situation where I earn a living through sports betting, which limits my ability to show traditional income growth.

Curious about opinions on the best lead generation strategies for Real Estate agents outside of traditional ones - cold outreach, networking through friends and family etc.

What tools or methods do you use to verify income beyond traditional documents?

The only reason we don't qualify for traditional lending is because I took some time off to help my terminally ill father, and my husband has been in a commission-based role for less than a year (the lender said you need 2 years of history for that).

Much less paperwork involved with a DSCR compared to a traditional mortgage if you're familiar with that process!

This is important since you'll want to wire the funds to the title company instead of the tradition check in the mail which can take 2-3 business days.

Quote from @Gregg Hutton: As a realtor who started as an investor first, I’ve noticed a huge mindset difference between investors and traditional homebuyers.

Also fully understand the refinance guidelines for any DSCR, or Traditional loan products you BRRRR into.

Let's say you inherited a traditional IRA and take a $10,000 distribution this year.