So, it does not qualify for traditional financing or USDA financing.

I'm looking to transfer both my Traditional and Roth IRAs into SDIRAs and want to get a clear picture of the good, the bad, and the ugly.

Like no light fixtures. 

Kitchen Materials: $4286.86This includes: Cabinets, appliances, backsplash, hardware, some electricalFlooring Materials: $3149.05This includes: laminate flooring, tile, underlaymentBathroom Materials: $2046.85This includes: Vanity, faucets, shower faucet, new tub, tile, hardware, etcMisc Materials: $6832.94This includes: light fixtures, electrical wire, some plywood, spotlights, electrical materials (outlets, switches, etc), paint, hardware, hinges, caulk, gfci outlets, paint, trash clean out, smoke detectors, closet shelves, garbage disposal, glues, trim pieces, transition pieces, trash bags, breakers. 

No distress, no repairs needed—just a seller with a problem that couldn’t be solved through the traditional listing process.

It the equivilant of a very light sanding, then poly and looks good as new.

Basic, but functional faucet.Appliances ($3,500):Focus on essential replacements.Refrigerator: Energy-efficient model.Range: Standard electric or gas range.Dishwasher: Basic model.Consider deals, scratch-and-dent appliances.Lighting ($1,000):Recessed lighting in the ceiling.Under-cabinet lighting.Basic pendant lights over the island.Paint & Trim ($500):DIY painting.New baseboard.2.

You want to build a long-term portfolio, but traditional financing seems out of reach.

From what I understand, it's designed to replace a traditional security deposit.

I have spoken to lenders about traditional financing and also DSCR loans.