No desk fees.

To do this, you'll make a non-deductible contribution to a Traditional IRA and immediately convert that contribution to your Roth IRA.

There are definitely lenders out there who are not charging interest in the traditional sense.

I enjoy investing in traditional single family homes, as I’m not sure the appreciation potential of tiny homes is the same as a traditional four walls and roof building, but could definitely be a short term rental niche worth exploring!

What tools or methods do you use to verify income beyond traditional documents?

Quote from @Arthur Tolentino: Hey BP community,For those who used hard money on their first property—what led you to choose it over traditional financing?

You want to build a long-term portfolio, but traditional financing seems out of reach.

What I have been finding is that the traditional players ( big banks, Cu ) that offer a true Heloc are assisting about 60 days to close and fund while the more online players such as Figure is offering A Heloc that to me is really a Heloan because you have to take the money over approved for the full amount but they promise a 7 days payout all things being equal.

So, it does not qualify for traditional financing or USDA financing.

@Michelle Simoni It's unlikely you'd be able to get higher LTV's from seller financing than you'd get from traditional lending.