Hey @Josh Ball, so unique for unique's sake could be hit or miss.

If they are low balls then usually you are asking someone to work for free as the fix and flip landscape is competitive for a low pay out.

Mostly due to the fact my spouse and I agreed on her to have zero involvment in any sort of RE investing (and its our home) I think once you have a good 6-12 months of reserve cash (operating expenses for your own life saved as a back up incase things go bad) save enough liquidity to get the ball rolling on your first invesment.

The tenant frequently informs me the interior temperature only reaches 68 degrees.

It makes sense in places where it has temperature extremes.

It might be worth talking to a lawyer but not sure if it's small claims or worth it.Also, you might already have all of these things but for future prevention:- smart thermostat (so you receive alerts when the inside temperature dips below whatever preset you have)- Minut (or similar device) would also alert you to the inside (and outside) temperatures; for example, I have 2 devices inside the house and outside on the hot tub deck.

The flood insurance has also been extremely unpredictable at any of these beaches, so that's a bit of a curve ball.

We are fortunate to take on a lot of doors from local PMCs who drop the ball, and invariably, poor communication is near the top of the list for complaints. 

You have to weigh the benefit of the insurance claim payment versus potentially having your carrier cancel you and perhaps get black-balled by the insurance industry.

They have dropped the ball on me and my businesses many countless times in the last year or so.