Having the seller carry a second is not a problem for the first, as long as their business with you is finished and the loan has closed.

I'm trying to structure a deal for the seller but the real estate agent won't submit my offer to the seller because they don't think the offer is beneficial for the seller.

Quote from @Guillermo Perez: Does anyone have experience with seller finance?

Quote from @Jared Haxton: Hi BP Community,I own a 2-bed/2-bath condo in Prescott, AZ (near Embry-Riddle Aeronautical University, hospitals, and medical facilities), and I’m exploring selling it via seller financing.

Yes, I have done that several times, both as a buyer and as a seller.

Once the sellers accept the offers.. 

Hi all,I am curious what some of the Pros would do to Help a Seller in this situation while making a Deal happen.I found a 200+ day old MLS Listing where the Agent said the Seller is in Financial Ruin, hasn't Paid the Mortgage in a year, owes about 180k on an approx. 210k House and multiple Buyers have backed out.I don't know how someone could not Pay their Note in a year and not at least be in Pre-foreclosure. 

"Inflation expectations" is a purely rational and logical way to look at it, but let's consider that bond market buyers/sellers aren't 100% comprised of Vulcans, and that there are highly emotional and irrational individuals among them, as well. 

The seller is offering seller financing at 2% interest with a 9-year balloon.

This is the only property we’ve ever seller financed, in case that clears up any questions you have about Dodd-Frank compliance implications.