Even if they stopped reporting your payments the history would be there. 

Here's a https://www.irs.gov/businesses/cost-segregation-audit-technique-guide-chapter-4-principal-elements-of-a-quality-cost-segregation-study-and-report to the IRS website noting specific items that are included in the cost segregation study report.

Get copies of their written reports.

A report by a neighboring tenant is admissible in court. 

Quote from @Patrick Roberts: Quote from @Jay Hurst: Quote from @Zach Edelman: If you do a DSCR loan and vest it in an entity - you and your partner can both PG the note and it will report to neither of your credit reports, thus having no impact on your DTI! 

Leave you with one last question: Does your reports from any software tie in to exactly your tax return? 

Hey Travis, appreciate you for taking the time to look at my report.

@Angelo Llamas If your cousin rents out the property, it becomes a rental once it's "placed in service," meaning available for rent, and he must report rental income and expenses on Schedule E.

Quote from @Spencer Thomas: Quote from @Dominic Mazzarella: Quote from @Spencer Thomas: View report*This link comes directly from our calculators, based on information input by the member who posted.What do you all think of the deal and how I analyze it? 

https://www.cpapracticeadvisor.com/2024/12/27/boi-reporting-..."