And the reality was I only put 20% down plus closing costs.

Those special assessments will not be enough, and the reality is the association will likely be taking debt to approach these projects (eg. paving the parking lot, residing a building) and that financial burden would be on the owners and the association. 

People don’t accept reality.

We are in the same boat regarding pics vs reality. 

Because the reality is that one deal won't make you rich, but the continuous growth you get by doing deals and building your skills, network, and expertise will create the foundation to get you there! 

In reality I had just gotten into an accident and was not able too even if I wanted so everything lucked out.

I know that RTR positions themselves as “turnkey” but the reality is that they are more of a hybrid model - they set you up with everything you need and facilitate relationships with lenders, insurance, property managers, and so forth - but they are not the actual service providers.

The reality is the opposite - if it's not in writing then the PMC doesn't have to provide the service or can charge extra for it!

REALITY CHECK: THIS BUSINESS IS HARD.Wholesaling and buying houses off-market is a sales game—and sales is brutal.

This is a way to state the rules are in reality the loser of the two.in your case it does not matter because your proposal would put you at 5 units which does not qualify for f/f non commercial financing.