They call me back and say I never expected that soon can we pay it over time with the rent and that is illegal in RI to ask for that much upfront (it isn't  I know exactly what I can do). 

This brings a few questions:1) How long do we need to occupy the multi in RI to satisfy the requirement?

There is also a group in RI to check out if you might expand out of state that way.  

It looks like @Matthew Charron (who moved from RI to FL recently) is in Palm Bay which isn't too far from Orlando, and I know he's a great real estate agent, so he's one possible resource; looks like his email address is on his BP user page.

We are moving from RI to FL and were considering taking out a second FHA loan, but then we found a different loan program that worked for us.

Im interested in buying a 3 family in providence RI to house hack. 

Tosca & Stephan Graf Hadik Wildner- Rito a Los Angeles … by Giuseppe De Luca- Theme from Andrex … by Shawn Lee’s Ping Pong Orchestra- You’ve Been Spiked … by Chris Joss- You Wish … by Nightmares On Wax- Boogaloogalick … Les Hommes- Smash It … by Fuzz Townshend ------------------------------------------------------------------ Yes, the first eight songs on the list were featured in one of three Ocean's movies by Steven Soderbergh.

@Luan Oliveira what are the good areas RI to invest in?

Anywhere as long as you like the neighborhood @Rito AltamiranoOne way to look at an invenstment property is the replacement value: how much would it cost to rebuild it, if it would burn to the ground.

@Rito Altamirano - This will vary state to state.