@Blair Ross JrElectric/Gas: Contact the utility provider to see if separate meters are allowed for your property.

If you’re In a title state make proof of utility pay off a condition of closing.

@Krystal Lozano A good majority of areas still produce day 1 cash flow for multi family in Pittsburgh with a 20-25% down payment.

Why can't we have one, especially if we could have permitted separate utilities?

I'm a local real estate broker, investor, and manager (100+ rentals, mostly Airbnb/STR and multifamily).House hacking is a tried-and-true method and in Sacramento you can produce some meaningful income while enjoying the appreciation and tax benefits of owning real estate.

I can also produce here, which will bring more value.

Utilities for the Rented HouseDeductible as a rental expense from when the property was placed in service (ready to rent).

Does anyone have any advice on a better strategy to earn interest with the cash flow being produced?

Quote from @Kristin Vegas: Quote from @Paul De Luca: @Kristin VegasHow much cash flow is the property producing per month?

Quote from @Ivan Castanon: For the past 6 months I’ve been looking for houses (both SF and MF) that can produce at least a little bit of cashflow with around 20% - 30% down.However, I’ve started to realize that this is pretty much impossible these days.I currently have $110k sitting in my bank ready to be invested but I just can’t find anything that will at least produce a 3% COC return.