I personally think being a landlord in Chicago is easy and I have never had an eviction. 

I presently have a negative cash flow  in all 3 properties but am more interested in paying off the mortgages early to reap rewards later.Any thoughts? 

As always, make sure to run the numbers carefully and factor in local property taxes and HOA fees, which can vary widely in North Texas.Delayed gratification is key in real estate investing, but with patience, the rewards can be life-changing.Best of luck with your search

And like the first person said about how the tenants are more likely stuck than happy, you just proved that point.

Many banks limit personal loan amounts.

I'm sure a lot of hard work went into building it up and cool that you get to reap the rewards!

Consider the risks vs the small reward...

There’s no risk and all reward because if somebody can’t provide ID, they’re not going to be able to rent from me anyway.  

I want to make sure that both of us feel like the deal is fair and equitable for the risks and rewards involved.Any guidance on how to approach these key questions would be greatly appreciated!

It’s a great option if you want simplicity and rewards.