Hello Kyle,When screening applications for the properties that I manage, I always look for:- Income of at least 3 times the monthly rent (verified through the employer)- Credit score of 580+- Rental verification with past landlords (no outstanding balances, no late payments, and the property left in acceptable condition)- No history of collections, evictions, or criminal offenses- No overdue debt (except medical debt)I have found this screening standard very helpful when finding tenants who pay on time and treat the property well!

This past summer he got stabbed in the neck trying to break up a fight. 

And that's if CA want's to flip the $300m/ $400m in legal fee's to keep fighting for it, for decades.    

That's easy compared to trying to fight and erroneous $13k water bill (a real issue we had) or an insurance policy tripling (that too).

Also, some helocs will offer Interest Only payments, some that go above 90% LTV may ask for 1% of the outstanding balance or 1.5% of the outstanding balance.

@Sonja Revells , after reviewing the agreement you uploaded, I realized it could be a bit tough to fight for your EMD due to these sketchy clauses.

Considering traveling nurses/workers, as well as seasonal rental for ND home games (also a huge Fighting Irish family).

From the Great Recession to Q1 2022 it was easy to find RE that seemed very likely to produce outstanding return. 

Maybe seller holds a 2nd, maybe partner with someone, maybe get some F&F (friends and family) money, maybe offer a higher rate for the 2.5 years the 2nd is outstanding. 

@Benjamin CarverThat was an OUTSTANDING post.