So she would have earned say 5% on her $280k (from a traditional sale after commissions.)  

Looking for feedback on an approach to help grow my hospitality portfolio.   

It may or may not show on a credit report, depends on the servicing and you should have the loan serviced.Failure to include the debt on a future loan application is mortgage fraud, wanna go to jail?

This is my first commercial deal and 2nd seller financed deal. 

Congrats on finding a property and a willing seller!

This will all depend on how good of negotiator you are. 

Quote from @Joshua Alcantara: I’m looking to move out of the current "red ocean" of real estate wholesaling and focus on helping sellers with problematic titles, such as liens, divorce issues, probate, quitclaim deeds, etc.All my previous high-value assignment fees came from working with sellers who inherited properties without a proper deed.

You subject yourself to a lot of risk on DIY.   

I have yet to successfully close on a property that I've filed a notice on but i cements your presence.

The seller has an existing mortgage on the property and would like to discuss a partial seller finance deal.