The other 2/10 is a foreign object in the drain or someone really really flushed a massive **** ton of toilet paper."

Sometimes, I'll hold objects in my hand and it breaks. 

From there if no one objects, the city will give you a conditional use permit.

In my opinion, you have to establish your own investment objectives. 

It's was so easy for me getting started to get shiny object sindrome instead of locking in ONE STRATEGY, ONE NEIGHBORHOOD, ONE PROPERTY TYPE, ONE RENOVATION TYPE, etc. 

It's objectively rated as a great place to live, but obviously you need to be ok with Winter.

No deal is perfect, and anyone on these forums will have different investment objectives as you, but you will typically get some things to at least think about before moving forward.

If maintaining cash flow is your primary objective, you might want to explore other options.

I would need to know a lot more about your specific situation and objectives in order to tailor the advice.

The factors to consider are your overall objectives, your credit score, DTI and personal financial condition I recommend you find a broker or originator whom you can trust and have them weigh your options.