Luis,I AM MOT AN ACCOUNTANT. 

I ran the deal with 7.5% down on the BP calc.FINANCIALSDown Payment: 21,750CC & Inspections: 5000Cash Needed: 26,750Monthly ExpensesP&I: 1453/moT:  208/moI: 115/moPMI: 175/moPM: 232 (I will attempt to self-manage for as long as possible)Vacancy @ 5%: 116/mo= $2299 monthly payment with PM, $2067 without PM in place.I figure cap-ex and maintenance will happen, and we don't know when.. as something could happen day 4 of owning the property.

Those who are successful are mot looking to earn a degree - they are learning to stay ahead of their competitors and learning for the fun of learning.

3 - Is it better to have 10 properties, a;; cash flowing now, all seeing a profit before year 2 is over, or buy one property now, mot see a profit for a long, LONG time, and not be able to buy the next property for at least another 10-15 years?

Is this the mot accurate system when making estimates?

If they filed a chapter 7 versus a 13 that tells me they may mot have the means to pay the mortage and the trustee for whatever is lumpes into the 5yr repayment plan.

A year is a crazy estimate of time, and while maybe 1% take that long,mot is not the norm.

OK, so the EPA says anything above 4 picocuries is unsafe, any good inspector will run a minimum 4 day average, in the mot occupied part of the lowest level, including unfinished basements, near the sump pit is suspicious,   it does seem to be that more are positive today, but even 4 years ago, testing was not as common, i have a system in my personal home i installed because it was 11.5, in my finished basement, i have done them in rentals and flips for bring just above 4 as well, homes may test fine, and a few years later high, due to geologic shifting, i think the big issue is houses are tight today, old home have plenty of air exchange, and it wasn't a problem just my opinion though. 

Within 15 minutes you will have a much better idea of how it works As was said above your income is often Mot looked at 700+ FICO.  20% down.  

This was received very positively and mot seem to have the ability to pay.