Moreover, you can also explore partnerships, i.e., you find the deal, and your partner brings the money. 

Perhaps these home owners are at a stage in their life that would customarily lead to purchasing a new home, but many will opt to stay put because they don't want to trade their mortgage coupled with the cost of purchasing any new real estate.

My other background for 15 years now is in the trading world.

Can anyone share their experience as a hard money lender in OH? 

Quote from @ShaRae Kalian: Hi everyone,We’re facing a tough decision with our investment property in Chandler, AZ, and would love some insight from experienced investors.Here’s our situation: Purchased with a Hard Money Loan – Current balance: $300,000 Recent Appraisal: $385,000 Already Invested: $97,000 in renovations Rent: $2,000/month, which isn’t covering refinance requirements Refinance Roadblock: A DSCR lender is requiring $34,000 cash to close to refinance.

If I can do a cosmetic flip and have the crews that can knock it out in a few weeks so we can relist it and do three in the  time it takes to do a full rehab which will have my money and attention tied up for months, the simple flip would be my choice. 

First, you can't group all hard money lenders together just as you cant group all banks together.  

And I literally started with no money and borrowed the down payment. 

U should revist your refund policy it really reeks of get the money and never refund any money because of your arb clause and venue clause you guys know what your doing..

I was in crypto for years, flipping and trading.