It'll add about 80k to the cost but is a much cheaper option that tying up square footage for an indoor pool and dealing with the risk of moisture and mold issues.

I return to my cocktail of winter moisturizers tonight when I land in Denver.I understand why it is more expensive here.

Mold requires moisture and food (dust is enough).

It’s also water-resistant, making it great for any spills or moisture issues.

Are moisture meters used or no?

You should use a moisture tester on all the lumber and make sure it is dry before drywalling. 

A nice looking finished basement will go south real quick with moisture and your tenant will soon be displeased (rightfully so) about the nice basement they initially thought they had.See what the market is doing, but also consider what your specific property factors are. 

SPC is great for moisture-prone areas like kitchens and baths, while WPC is softer underfoot and ideal for main living areas.

I had a guy come to one of my houses recently and he said the situation improves once moisture is removed.  

I guess the mice have chewed the insulation.Additionally, the drywall at basement detected moisture.