I merely provide good information and good answers. 

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A mere "pet" must either stay home or charged extra for. 

@Bryon Andrews @Sarah Meres @Corey Robert LeetI suppose I will put myself out there too. 

Clearly, they failed in their primary responsibility to you as their layer of due diligence was a mere gossamer like patina.

@Jamie BanksI understand there are multiple parties: 1) displaced insurance policy holder (tenants)  2) ALE 3) The company that supplies all the furniture and install the washer and dryer. 

Whether it’s an offer to purchase a property, to provide equity capital, or to provide financing, I merely state the price/terms I’m willing to pay.

Sometimes the items are not a deficiency but merely a recommended alternative way to complete something and those can normally be talked away without even making them into the report.

Reasoning for asking this is that it could potentially be a beneficial long play on acquiring a property through assumption, and as we go down in interest rates, utilize this monetary benefit to refi as it comes at a mere .5%.

There's also plenty of lenders who falsely represent the true capital requirements to originate their loans or are merely up front fee collectors.