There were some carryback rules in the past but not under the current tax regime.

As for the BRICS currency, do you think the world will trust a currency primarily managed by 2 authoritarian regimes with declining demographics and economic power?

From my understanding month to month rentals (mid term) are not going to fall under the same regulatory regime as long term leases.

I have a daughter with some health issues and has a strict diet regime of prepared foods.

If political regimes **** up their economy and try to solve the problem by printing money, the currency hugely devalues as it's done in lots of latin American countries like Argentina, etc. 

At such a low interest regime that we have now, whether you put all your pay into a re-draw facility before spending any of it, and progressively withdraw out of that, or, do what I suggested, will make a negligible difference to your payout time.In fact, my way could help your discipline, because once you make principal-only payments, you don't get to re-draw them again!

What if the next regime downsizes government or we continue to decentralize it? 

Many reason I stay away from Condo's including:HOA regime feesUnexpected and expensive HOA assessment fees for upgrades or repairs that you may not agree with.RulesClose proximity to others that could cause disagreementsSaturation and competition on renting condo's ParkingI would personally never buy a condo for these reasons and look for a deal on a house.

Right now, I'd look at options to sell a part of it - can you put a condo regime (attorney question) on a duplex and sell one side?

Rates will be set at a mixture of what keeps the current regime in power and what keeps the banks open.