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This is expensive but you'll have a place to work and meet with people when you're in town that matches your online presence.

Quote from @Reed Rickenbach: John - as long as you are still following strict screening criteria I agree for single family.

Check out the CRREIA group which meets in Clifton Park for meetups.

I know in my area they can require it, and we are nowhere near as strict as NY. 

Hi @Joelle Chilazi,Great to meet you.

This vary heavily town to town. 20% down is great if buying strictly as investment but if you have a way of owner occupying I would explore that route and apply the 20% down to increasing value of property and instead using low money down loan. 

Office; AND$5M or more in revenueSEC regulated investment companies + certain business already under strict regulations from the Federal Gov'tWho is a "beneficial owner"?

Or do I need to do it strictly as an investment property? 

Yea this is a long-term personal play more than a strict STR deal.