For a first time investor, I definitely recommend house hacking for most people as homeowner loans are by far the best in terms of rate and LTV. 

Each deal comes with a different set of surprises even for the most experienced operators.Take your time and don't rush it. 

I am also planning on using a property manager as I have an 8 - 5 full time job.

Hello everyone in the BP world. I live outside of Charlotte in a small town called Denver (of the East). I am currently self employed as a GC with my own company: Carolina Premier Homes. We have been in Business since...

I like the app, but wish I could upload a CSV rather than manually enter time for each day.

It is hard and will be a full time time job to do it right. 

What is the time period required before refinancing?

Quote from @Adam Macias: Wholesaling as it is today will be a thing of the past.It’ll truly be strange to even hear people and gurus trying to make big money off it.The more people try wholesaling but then end up not having an end buyer or cancelling contracts or trying weird things like novations, the more all of real estate will be regulated and cause requirements like licensing to be able to transact more than just your personal resident purchase.Which I don't know why hasn't happened sooner.Here's all the states (in red or yellow) requiring a license to wholesale or at least have started the process:Credit: REITipsterI think licensing and regulation is a beautiful thing that should happen if you plan to be an wholesaler and do more than one deal... which is going to be the case for anyone taking this business seriously.Or even it being regulated to need a real estate agent to do more than one deal outside of buying a personal residence.I've had plenty of failed attempts with agents in pursuit of wholesale deals and I know exactly why, it's not because the agent couldn't find me deals, it's just not practical to think there's opportunity for the numbers a wholesaler needs to make a profit on top of everyone else needing to these days.Because the only sellers who truly can sell at a deep enough discount are usually those who ran out of time and just didn't do something sooner with their situation.I know many coaches and gurus will disagree with me but there’s no regulations on youtube gurus and what they teach either.If we look at the current state of the market in hot cities, the availability of online resources to the average homeowner, how many deals can you possibly believe are available at 70% of ARV?

Quote from @Stacy Raskin: There are DSCR loan programs for first time investors. 

If anyone files for Florida it is 10 times more confusing than Tennessee.