@Jonathan Baptiste Have been house hacking before it was a thing, 29 years to be exact.

The good news is you don't need a specialty loan for a house hack, just a traditional primary home loan.

@Heather Bailey When house hacking with a separate rental unit, ensure proper insurance by obtaining landlord or short-term rental coverage tailored for Airbnb activities, in addition to your primary residence policy.

I was in a similar situation for my second house hack.

Finally from a purely from a cash outlay prospective short term, you could rent a house with roommates and your payment would still probably be Lower than house hacking because rates are so high, over the long period 5-10 years obviously it would cheaper ti buy, hope that makes sense 

One thing you may want to consider is the possibility of hacking into a small multi like a duplex.

Hey there @James Colgan - Love the idea of house hacking a duplex!

Destin is a great spot for house hacking—tourism is strong, so renting out part of your property could help with the mortgage.

After 20 years as an investor, broker, and lender, I can tell you that house hacking is one of the smartest ways to start.

@Darrius LloydTo start your house hacking journey, research neighborhoods with potential for multifamily properties and balance affordability with tenant quality.