I can see when they're cleaning the pool, cutting the grass, servicing the HVAC unit outside, etc.

Will also plant peanut grass, cassava and Moringa trees around. 

Ken McElroy, Kiyoski, Bloomberg, Blackrock and the Fed should all ring you up and take some advice from you. ;-) There is nothing false wiih what @Henry Clark said.Commercial real estate is broad - Office space, self-storage, Farm, Data centers, residential properties above 4 units, etcIt can be true that one part of commercial real estate is suffering while others is thriving.

The Fed rate cuts will eventually help bring down mortgage rates.

That would almost always be from the same lender who has a 1st AND 2nd on the property and they are just fed up with the owner and are taking the opportunity to get out of a bad situation entirely.Sorry, it's complex enough that it isn't a 15 minute class.

Prices have increased (higher terms/rates) as the fed rate has gone up so you have seen people who could get 8 or 9% now in double digits.

The brother was fed up and needed to sell, but there was a significant issue.

Do they have 5k in high weeds/grass built up from a year of the city mowing at $300 a pop?

A HELOC comes with a variable interest rate and all signs are pointing to no further Fed rate cuts in 2025 - and there may even be rate increases.- So, you may want to consider locking in an interest rate via a 2nd mortgage.Do you have reserves for unexpected expenses?

I think the Fed keeps theirs up but what do I know....?