-Just some food for thought

Many voucher holders also work and so sometimes they will have a higher amount to spend than someone who doesn’t work because they can pay up to a % of their net income from the HA’s calculations, often 30-40%.

The holder of the note or beneficiary is NOT obligated to do so..

My sacrifice… no haircuts and no fast food. 1 job full time, 1 full time side hustle. 0 debt at the time other than student loans.

By the way - for the same reason the 1st position lien holder will be uneasy with 100% CLTV, as a buyer I would be uneasy with it as well.

I love going out to try new drinks and try new food.

I would also send the tenant information about food pantries etc in the area.

Coffee shops, fast food, subscriptions, even consider what groceries you buy. 

Quote from @Kaaren Hall: @Jonathan Chan our account holders invest as lenders as well. 

There are some dogs that just have to be on the couch so these cut way down on dog hairs.We provide dog bowls for water and food along with an absorbent mat.Last up we have a small Bissel hand cleaner for accidents.