Rates have not been very favorable through him lately, as you can imagine.

These low interest rates make financing property purchases more affordable and appealing, enabling investors to secure favorable mortgage terms.2.

If you're willing and able, I do recommend the "house hacking" strategy which is just a fancy name for buying a rental property and living in one of the units, because you'll get very favorable financing - an owner-occupied fixed-rate 30-year mortgage.I'd also say, analyze that property as if you won't live there and it's a pure rental, and make sure the property is still cash flow positive if there's a tenant in your unit because then you'll know if it's actually a good investment.And when you analyze it, include payment of a property manager in your #s because if you don't, and doing so would make it go cash flow negative, then you've just bought yourself a job because you literally can't step away from managing it without losing money.

I am considering a 12 unit multifamily property in my home market of Harrisburg, PA. 

For instance, many tribal lands are exempt from state and local property taxes, which can obviously lead to significant savings.

I have family in Houston, Dallas, and the Valley, I was networking with brokers in San Antonio, but the Taxes seem to be quite high as well in that State, although much favorable laws/regs on the landlord side.

I am essentially in the property for nothing besides closing costs as the land appraised at $45k.

They are either dealing  with a property they are having problems with or they want more than market vale. 

Pre approval is in progress, and looks favorable.   

That way I still have a primary residence and rental properties.