Also, starting my journey in real state investment made change my mindset and since last year I have been more disciplined on my finances and I have been taking better decision on how I spend my money. 

Its not tricky, it just takes discipline to save $.

The discipline to run on a budget for a number of years or decades depending on your math, doesn't factor in emergencies or market changes where the HELOC could be used to invest in other places.

I've found that few clients are that disciplined. 

But I know the best way to keep discipline is with clearly spelled out rules, on paper and signed.  

Brokers either get leads through a network of brokers in other disciplines or organic contacts.

Discipline. 

And if you can, try to avoid racking up more debt on your cards while you’re paying off the loan—it takes some discipline, but it's definitely worth it in the long run!

Many new investors don’t have accountants, and for those without one, separating accounts can be a simple way to stay disciplined with cash flow.In my opinion, if money is constantly going in and out of just one account without categorization or oversight, it’s easy for things to spiral and hurt your business.

Land development and construction are two different disciplines.