I used a private lendor to fund the re-hab (cash) and owner financed the purchase price (minus down payment) I have a bank account linked to Stessa and I see the cash deposit in the transaction tab. 

You can not do a pet deposit unless your security deposit is less then 1 months rent.

But if you are determined to do so, try to go for turnkey properties on the newer end - less maintenance which is good when you are investing out of state. 

I have searched and filled out endless online forms only to have lenders offer me unsecured loans or other products, but not a heloc.  

Generally speaking, with SFR or small multis, I just rely on the lease/rent roll (and some form of proof of payment; i.e. bank statements, deposit receipts, tax returns, etc.). 

Four acres for a young family sounds like the stuff of cherished memories and endless possibilities.

We also received a $2400 security deposit.

Key points include:Security Deposits: In Indiana, there’s no legal cap on security deposits, but you must return the deposit (minus any valid deductions) within 45 days of the tenant vacating the property.Evictions: Follow the formal process carefully.

You can't charge extra pet rent or even a pet deposit because it's legally not considered a pet.

I have a separate interest bearing account for security deposits as required by my state laws.