As a new fix and flip investor lenders will typically want to see 20% down payment and will be able to fund 20% of the rehab budget (80% LTC). 

Glazing in walls, enclosures or fences containing or facing hot tubs, spas, whirlpools, saunas, steam rooms, bathtubs, showers and indoor or outdoor swimming pools where the bottom exposed edge of the glazing is less than 60 inches (1524 mm) measured vertically above any standing or walking surface shall be considered to be a hazardous location.

Now that I am in position, I would like to place a mobile home to generate some passive income, but I don't want to use my savings for the down payment.

Its percent of home payment to median income which has been skyrocketing over the past few years.

I am looking for a dscr lender that will accept crypto or DSCR lenders that will allow me to use a 3rd party deposit for my down payment.  

Further, I had negotiated 12 months interest reserve; they cut that to 3 months.  

@Chris Ke With $200K for a down payment and the ability to invest full-time, consider starting with a 4-plex or multiple single-family homes (SFHs) within a 5-hour drive of Los Angeles in areas like San Bernardino or Riverside.

They can't afford the double deposit, indicating they live on the edge at the moment.

That would mark the third rate cut in a row, a full percentage point lower since they started cutting in September.

go to lots and lots of meetups.2. talk to those HMLs and find out what their terms are.3. save up enough so that you have a down payment, reserves, and also enough in cash for the hold period.