For context I am a full time lender and understand DTI and have very good credit. 

This is the only app I can find customized for tracking your hours and that of your cleaners, handymen etc...

It will auto download bank and credit card transactions, give you reports by account, category or property in any form you want. 

Tax credit 45L for a 90 unit or 112 unit project? 

Quote from @Carlyn Chism:I agree with Chris on a lender that might be a scam or make you may so much money interest because of the low credit score that you make $1.00 on the flip or no money.  

Hi Anthony, it sounds like you’re in a good position to start building your STR portfolio, especially with no debt, great credit, and rent-free living!

If I recall correctly, Rent Redi even gives them the option to pay using a credit card. 

Now, lets talk about credit. 

@Donald Hatter We send the information to a collection agency who attempts to recover the money; after they make several attempts they place it on their credit report. 

5C's of credit are a good framework to understand the fundamentals.