So for example, a 761 credit score will be in the 760-779 credit category, then going down to 740-759 and so on.2.

Credit cards have the same limitation on the amount you can borrow and will likely end up costing more than private lenders.

Keep looking, but be prepared for higher interest rates with maybe maximum of 65% loan amounts (hopefully more though).

It may or may not show on a credit report, depends on the servicing and you should have the loan serviced.Failure to include the debt on a future loan application is mortgage fraud, wanna go to jail?

I don't take credit cards but I believe stripe does.   

Quote from @Eddie Ray: Im currently looking for a RE tax professional/preparer in San Diego, CA.

Focusing on building knowledge, credit, and some capital is key.

Also no credit reporting, so I signed up for Landlord Credit Bureau at my expense.Hope this helps, for now I’ll be staying with Hemlane.

Whether bank or credit union - either will work. 

WE dont pay a fee for the credit line as I mentioned just 1/2 point for each new loan..