They have strong financial stability, excellent credit, and are experienced homeowners.

I think it really depends on what type of work history you have.

It simplifies the process since Zillow handles credit, income, and background checks for a small fee paid by the applicant.Background Check Services: If you prefer not to use Zillow, consider using services like MySmartMove or RentSpree.

My first deal looks like it will fall through because the bank doesn't like my work history. (4 months as a union electrician, which the bank considers contract work).

Hello,My wife and I recently found a property that fits all of the things we are looking for, perfect location, price, rooms, etc. except for one problem: The previous owner was a smoker :( Does anyone have experience...

My question what is the best way to have outstanding debts reported to the credit bureaus? 

I’ve read quite a few posts about foreign investor financing but most seem to deal with non-citizen investors without US credit or personal tax filings.

The sub 550 credit score people come out of the woodwork to apply for this home. 

What's the lowest credit score you will allow?

They may also require US credit history, although there are a handful that will not require a US credit report for an increased rate/ reduction in LTV.