In the meantime, I’m exploring creative solutions to access the equity in my home while simultaneously rebuilding a credible and sustainable business.

Go straight into focusing on creative finance, subject to, and minimal cash down deals and build from there.I want to hear your thoughts on what direction to take here if you were in my shoes given these constraints (full time job and a few thousand saved) and you want to optimize for passive income first, then value appreciation?

Sure, I could look for a higher paying job, but I was wondering if anyone has any creative short-term methods to improve my ratio.

@Tyler Speelman Your strategy to assist your sibling with a down payment while minimizing tax liability is creative but comes with complexities.

There is a difference between newbies trying to do creative financing deals and actually doing them.

We just joined Bigger Pockets & are looking to connect with others who do creative deals in Denver Metro & surrounding areas.

Second, success often depends on creativity, persistence, and a willingness to negotiate.

.: JERRY NORTON is literally a FLIPPING GENIUS lol (iykyk) He's an Amazing person in my eyes and I know Real Estate.

I'd get very creative with it, and when people are saying "your nuts" I'd know I'm in the right zone of things. 

I am a first-time investor, I'm looking to buy a duplex in a smaller town in Utah, the town's population is around 8.2k. I own a home currently with a conventional loan. I'm looking at a duplex and the owner offered o...