For a smaller piece like that, not sure how creative you can get, but it all depends on what it's zoning is, access, proximity to other things, etc.  

While I know this isn't a lot in today's market, I believe there are creative ways to make it work.I’m a former foster child who was declared independent as a teen, so I've been living with close friends that I consider family.

We just joined Bigger Pockets & are looking to connect with others who do creative deals in Denver Metro & surrounding areas.

Sure, I could look for a higher paying job, but I was wondering if anyone has any creative short-term methods to improve my ratio.

Quote from @Daniel Saravia: anybody here had bought real estate using self directed IRA?

Second, success often depends on creativity, persistence, and a willingness to negotiate.

Is there any creative way to avoid/reduce capital gains tax on the sale ?

The seller is representing themselves so showings must be arranged with them, and offers made to them directly.

I have $25K cash for a down payment and can add $20K/year ($1,600/month) toward payments.No W2s, I've looked into building a small home right away and using a bank statements loan (have about 8800. monthly income) , but with 9%+ interest rates, it’s beyond my budget.Is there any sort of creative financing ideas possible or private lender possibilities?

Hey @Thanh Lu, we don't do much direct bookings but we do have a $500 security deposit.