I do have it correct outside, but when I run reports through Stessa, they aren't accurate.  

Correct.

I just re-read and realized you're talking about getting loans for lien position 2, is that correct?

Not sure whether the calculation is correct.

Don't depend on Aircover.Homeowners policy will not protect you if your renting as a STR.You need the correct STR policy to protect your property.

It took a few months to correct it but they finally did.

If done correctly it can be very profitable.

In a busier place, you might just be told to find a GC to "un-cluster' what you did.For me, when this happened, I had to go and hire a certified plumber, and electrician, and framer to come in and certify that all the work my handyman did was correct - and to fix the issues that weren't correct.  

The market will eventually correct the price. 

A more realistic expectation is 24 hours which will ensure we can arrange any repairs or corrections with a team, handle it in person, etc. be curious how this plays out as I worked for local developer for a while and developed several properties in Alexandria (Specifically old town) and while the city is challenging like any city - they were mostly realistic.