You will also be battling everyone else looking for the same. 

Most likely trying to find a sucker to buy this and take over the costly legal battle they are entailed in.So next time someone is like "yeah just get a deed in lieu at closing", think twice about that.Actually, I use the deed in lieu.  

As firefighters persist in battling the blazes, many residents are left assessing their financial and emotional losses.

@Philip Beckwith many times, but have also lost a few times.You pick your battles.

I personally find that half the battle is just getting myself to write down & track progress

Also keep in mind that if the concern is lawsuits, they can still name you individually in a suit and it is just another battle.

 @Jason Dubon Jason, that’s awesome—you’re already taking action, which is half the battle!

Pick your battles. 

Regarding the Zelle versus Avail issue, I would advise choosing your battles wisely - as with many aspects of life.

Fortunately for our 100+ house community, the fire department was already on site battling the brush fire and about a dozen fire fighters frantically extinguished the 4 or 5 roofs burning.This is insignificant compared to what has happened in LA, Palisades, Malibu and Altadena however having lived through Hurricane Andrew and many other major storms even this experience was drastically more terrifying and chaotic.