The New Western assignment agent said it was art work left behind by the last owners children.

The 10% is probably for ordering items and being there when goods arrive, unboxing and removal of packing materials, assembling any furniture that needs it, placement and moving things around, putting up artwork, and washing new plates, silverware, cooking pans, coffee carafe, prewashing all sheets, towels, and linens etc. 

I remember a time when people hated MP3's because they would have rather drove to the record store to buy the CD, that will take up room in their house, because they wanted the physical disc and the artwork.

You can pick up some nice artwork and decorative stuff on the cheap. 

Just like two people can look at a Picasso and one is willing to pay millions and the other would rather have their toddler's art work hanging on the wall, a bottle of bourbon can hit different people differently.

Renters insurance price will vary depending on the value of the renters' personal possessions (furniture, clothing, artwork, jewlry, etc... whatever the renter chooses to have the policy cover) in the rental  the liability amount will be added to that base. 

A few appropriate wall artifacts or artwork can add to looks and feel of the rooms. 

Adding some artwork to help give the place more character - $100-200 on Etsy or Society6 can get you some really unique prints that will help your apartments show well in listing pics and really set them apart from the competition.If you have the space outdoors, the quickest and easiest amenities to add are a fire pit and BBQ grill (or maybe a patio as well, if you're so inclined). 

I've had them nail/tack pictures, calendars, artwork to side cabinets, back of island cabinets, doors.

As the trustee, you can now place this money into any investment that follows retirement plan rules (no artwork, collectibles, alcohol, insurance, etc., and no disqualified parties).