3) I would be interested in what the turnkey guys actually told him regarding the refinance and appraisal.

@Summer Dechanukul If your agent really represented that the home was in good working condition and actually told you that you didn’t need an inspection to verify, you should report him to his broker and file a complaint with the state real estate board, maybe talk to an attorney about a civil suit for damages against the agent and broker if they misled you.

One of the city's structural engineers actually told me I could hire a drafter if my budget is under 30K and trust and believe it IS!

The original underwriter of the loan had actually told me it was possibly worth it to refi after a year and pay the PPP because of there being 50K instant equity in the house- which if I am not mistaken, is the difference between the purchase price and the actual appraisal value?

Big" that question, well then maybe you need to have a more opaque structure.Similarly, people have actually told me that they looked me up and saw that I had a number of properties / recordings (not sure if some actually sifted through the public records results). 

I brought up numerous times my concern for the rates going up and actually told him I would want to wait to get an investment property because I KNEW what Canada was in for.

Kevin Manz I actually told him up front that I don't currently need any work done and probably won't any time soon.

She actually told me that our bank loses money on every mortgage originated under 50k, however they are required to underwrite every loan despite the size.  

She actually told the first judge she had gotten a $12,000 settlement the first month she did not pay and paid it down on a new van. 

@Jason DiClemente I actually told my realto 80 no more then 88 or should I be willing to budge a bit more ?