To make matters worse, the horrendous demographics mean that there's going to be a huge surplus of properties, accelerating the depreciation.

What happens if the lender does accelerate the loan?

What do you think will the accelerated depreciation be extended? 

If a cost segregation study was performed, the accelerated depreciation may further reduce the property’s basis, potentially increasing taxable capital gains when sold.Depreciation recapture will occur when you sell the personal residence, so it’s essential to keep detailed records of all depreciation claimed while the property was used as a rental to ensure accurate tax reporting at that time.This post does not create a CPA-Client relationship.

Additionally, high-income earners with modified adjusted gross income (MAGI) over $250,000 (married filing jointly) may be subject to the 3.8% Net Investment Income Tax (NIIT).For 2025, bonus depreciation is at 40%, so consider leveraging it for eligible property assets like appliances or fixtures to accelerate deductions.

The use of the accelerated depreciation strategy helps real estate investors to reduce the tax liability immediately which therefore increases their bottom line due to the offsetting of income.

The more I learn the more I look for ways to accelerate that barrier to entry. 

Given my schedule, I'm wanting to know what are some positions I could find in the Dallas area that I can transition into working at to accelerate learning all things real estate investing, but also have semi flexibly to still teach my morning classes and grow my gym?

Focus on tax-saving strategies such as cost segregation studies and bonus depreciation to accelerate deductions.By qualifying as a Real Estate Professional (spending 750+ hours annually and materially participating), you can offset your wife’s S-Corp income with real estate losses, reducing your tax liability.

Keep in mind that only the "building basis" can be segregated and will benefit from accelerated depreciation.