It sounds like the Title Co. was not aware that the tenant prepaid rent and just prorated the current rent for the month of closing, so agree if they had no knowledge of it, would not have ever gone on the settlement statement as a credit to the buyer and they likely will not do anything post closing to help obtain those funds. 

Sharing proceeds can be documented through a contract or settlement agreement without title changes.

That will typically generate a response from the PM to negotiate a settlement and avoid an investigation.

.- Maintain proper records, such as contracts, settlement statements, and promissory notes.

I have until the 3rd to get the settlement statement and proof of funds so that the attorney can postpone a foreclosure sale.

Some programs are 100% of FMR, some 105% or greater (like the Walker Settlement Voucher in Dallas Housing Authority), some less.

A little update with the bank, they are now telling me that they aren't even going to consider a settlement or a short sale unless the past due 14 contractual payments (around 8-10k) are paid.

Although with the NAR settlement you may need your RE agent to negotiate that in. 

The NAR settlement was ridiculous and has only forced agents to do more paperwork and disclosures, but the vast majority of us are still working the same way.The law requires the agent to sign an agreement with you.

Since the NAR Sitzer-Burnett lawsuit settlement, I expect that innovative brokerages will start offering flat fee buyer services.